I moved to Toronto half a year ago. This month, I learned some important things about the Toronto Transit Commission (TTC).
1. Preorder monthly passes at a discount
TTC offers a Metropass Discount Program. If you sign up for a year in advance, you can get each monthly pass mailed to your home for $117.75 per month. The pass shows up more than a week in advance and is $10.75 less than buying it at the station.
2. Deduct the cost of a Metropass from your taxes
On the back of each card is a place for the cardholder to sign. Depending on your tax situation, it's possible you can deduct the amount of the pass. You must keep the cards from every month to do this.
3. Work may only cover part of it
Many companies have a transit benefit that is capped at a certain amount of dollars. In cities with lower cost transit, it generally covers an entire month. With Toronto's $128.50 monthly fee, only a part of it will be covered.